Friday, January 6, 2012

Basics Investing Stock : As an investment instrument Derivative financial instruments.

As an investment instrument : Derivative financial instruments.
Derivative financial instruments. (Derivatives) is a financial instrument that originated from a variable reference. Underlying assets in general.
Derivatives are valued based on the underlying assets (Underlying Asset) or other underlying variables (Underlying Variable).

The underlying assets. Financial instruments such as foreign exchange rates. Shares, bonds, bills, etc., or may be products or other assets.Such as oil, rice, house, car, etc., but the derivative is designated as a reference to any asset.

Examples of financial derivatives that occur in everyday life, such as contracts to buy and sell homes and land. Normally, a trading house and land.A contract to buy and sell. Buyer to deposit a certain amount to the seller, such as home, Price 3,000,000 Baht
The buyer has agreed to pay a deposit of $ 500,000 in contracts. And will be delivered in the future home for the next 6 months.

Thursday, January 5, 2012

Basics Investing Stock : As an investment instrument LTF, RMF.

As an investment instrument :Tax-saving funds, LTF, RMF.

LTF stands for Long Term Equity Fund or the Fund LTF and RMF stands for Retirement Mutual Fund.
The Mutual Fund, a special fund to the investor. The investment in each year for tax purposes.
The details are as follows.

RMF is?
RMF stands for the Retirement Mutual Fund.
Also known as Thai. "Mutual Fund".
One type of fund (a mutual fund means.
The money of many investors have come together professionally.
Which is the company's cash management policy.
Investment is defined), which is different from the special purpose.
General fund is one of the RMF.
Accumulate funds for retirement. The official support.
Tax benefits to investors as an incentive.

Wednesday, January 4, 2012

Basics Investing Stock : As an investment instrument Fund ETF.

As an investment instrument : Fund ETF.
ETF or "Exchange Traded Fund" is a fund that invests in shares. And is listed on the Stock Exchange. If the source of the vocabulary.

English, each word is made up as follows.
Exchange: This means that the unit has been listed on the secondary market (secondary market) or the stock market (the stock exchange).

Traded: This means that it can be traded through a broker (Bl.) or brokers. Was listed as one of the state.

Liquidity (liquidity) of the fund's ETF shares is no different from normal. That can be traded throughout the day also investors can also get immediate trading in Real Time as well.

Fund: means that the ETF is a mutual fund (mutual fund) by type of ETF is an investment fund that focuses on results.

The benchmark index such as the stock price index. SET50 Index stock index, bond prices and so on.

The first ETF that invests in equity securities of Thai SET50 index as the underlying stock price. Fund managers will gather.
Investment from a group of investors to buy stocks in SET50, with the aim of investment returns close to the stock price index SET50.
Most of the investment portfolio is comprised of 50 stocks with good fundamentals. The market value (market capitalization) are in securities that are in high demand of investors. The turnover of trading by a high liquidity.

Index SET50 (SET50 Index) is one of the common stock share price index designed to reflect the price movement of shares 50 characters.

Tuesday, January 3, 2012

Basics Investing Stock : As an investment instrument (Bill of exchange)

As an investment instrument : Bill (Bill of exchange).
The short-term financial instruments. One person to another person pays the amount specified in the bill to another person on a specified date.On the bill. Bills can be traded. Changed hands in the money market (money market), most of the bank or financial institution or guarantor.
Aval or endorsement, approval or unqualified.

As an investment instrument : promissory notes (Promissory note).
The short-term financial instruments. Issued by a contract with another person to use a specified amount on the promissory note. With interest.On a specified date. Most promissory notes will not exchange hands. (Non-negotiable) and display it on the face. If you are not listed.Such notes are guaranteed by a bank or financial institution or a certified or aval promissory note that can be traded in the money market.

As investment instruments : a certificate of deposit has exchanged hands (Negotiable Certificate of Deposit).The instruments of deposits with banks. Can exchange hands in the secondary market. If the ability to repay debt. Private debt is.Risk than government bonds. However, private sector debt is higher than the rate of return. And are investing a huge selection of short, medium and long-term.


Monday, January 2, 2012

Basics Investing Stock : As an investment instrument (Debt Instruments)

As an investment instrument : (Debt Instruments) refers to a debt instrument or loan agreement, the Company issued to. General investors. By pledging to spend the money on your schedule. And interest payments as scheduled. In other words, the instrument shall be shown.
A "court of the firm" by investing in debt securities are generally available.
Less risk than investing in equities. Type of bond and.

1. The government debt has.
Government bonds (government bond).
Bonds (state-owned enterprise bond).
Bank of Thailand
Bond Fund and the Financial Sector.
Treasury bills (treasury bill).
Government debt. There is minimal risk in terms of ability to pay.

But government bond yields are not high. Most of the investment will last long.
To avoid the burden of state management and debt management. Except for the treasury.
The government set out to use in short-term loans (up to 180 days) or to absorb excess liquidity in the money market funds. To maintain the level of interest rates only.

Sunday, January 1, 2012

Basics Investing Stock : As an investment instrument (Mutual Fund)

As an investment instrument :
(Mutual Fund)
Fund (Mutual Fund) is to raise investment capital from other investors. The combination of a large investment then.Registered as a juristic person. The money raised will be invested in securities. The types of assets such as real estate policy.Investments specified in the prospectus offered to individual investors, the investor will receive a "unit (Unit Trust)" as proof of ownership of the money they have invested. The Asset Management Company (Blh.) to establish and administer mutual fund returns. The average return to investors in proportion to each investor, but in the mutual fund.

1. Common Stock (Common Stocks or Ordinary Shares).
The instrument is shown by the owner. And the net profit from operations. Shareholders will receive dividends at the rate provided by the general meeting of shareholders. Calculated in proportion to the number of shares, the dividend may be more or less depending on operating profit for the year of acquisition.

. 2 preferred stock (Preferred Stocks).
The instrument is shown as the registered owner clearly preferred. Can not be reversed on its profit.
The holders of preferred stock receive dividends at a constant rate as the note is preferred. May be more or less than ordinary time.

Saturday, December 31, 2011

Basics Investing Stock : Debt securities.

Debt securities.
Bond (Debt Instrument or Fixed Income Securities) is a financial instrument issuers, which is called. The borrower or debtor. A legal obligation to pay compensation in the form of periodic interest and principal or other benefits. In accordance with the instrument to the buyer, which is called. Lenders or creditors. When the agreed deadlines. The period of maturity of the bond will range from short-term (Not to exceed one year), medium term (one to five years) to long term. (Over five years), the debt capital markets are generally defined as securities that are redeemed more than one year or more. The buyer will receive compensation in the form of interest, discounts or other benefits that have been defined.
           According to the above definition, the ... "Debt" is a kind of financial instruments to make money (borrowers) and those who have money but want to return (the lender), bound together by the regulations. Specified in the contract bonds (Indenture) is a common rule. The bonds can also be changed in the secondary market is similar to trading shares on the Stock Exchange.


"Debt" is a broad term. It may be more familiar is the "bond" and "bonds" and are often used to call bonds debt securities issued by governments or enterprises. And is often referred to as the debentures issued by private companies. But in other countries use the term "Bond" for debt issued by both public and private sectors. In some cases, a "Debenture" When the debt has no collateral.

1. Valued at par (Par value).
Means the value that the borrower must pay back the bond holders. At the end of the 1,000 or 10,000 Baht
2. Interest rate (Coupon rate).
The interest rate that the Issuer has the obligation to pay the bond holder. The periodic interest payments over the life of the bond.
3. For the payment of interest (Coupon frequency).
Is the number of interest payments per year. Depending on the requirements of the issuer such as a semi-annual interest payments, etc.
4. Expiration date or maturity date (Maturity date).
The expiration date of the bond. The issuer must pay the last installment of principal and interest (if any) to shareholders.
5. The name issue (Issue).

Friday, December 30, 2011

Equity securities.

Basics Investing Stock : As an investment instrument

Equity (Equity Instruments) is the instrument that the Company issued to the holder (Holder) to raise funds to run the business. The shareholders' equity will be a. "Owner" which has an interest or right in property and income of the business. Including the opportunity to receive the dividend yield (Dividend), however, that the parties have obligations to pay dividends out of capital is always a decision to pay dividends will depend on the profits and the terms of the business. Basically, equity is divided into several types.

Common stock (Common Stock).
An equity instrument. Issued by companies to raise capital from the public. The shareholders will have the right to own a company. Have the right to vote at a meeting of shareholders in proportion to the shares in the co-decision makers in the key issue at a meeting of shareholders as a dividend recapitalization. Merger, etc..

In addition, shareholders are also entitled to receive dividends when the company is profitable. And have the opportunity to profit from the difference in price when the stock price increased by the potential of the company. To have the right to subscribe for new shares when the company increased capital or such warrants. To shareholders.

Preferred Stock (Preferred Stock).
An equity instrument holders have an owner, just like ordinary shares. The only difference is that the preferred shareholders of common stock are entitled to repayment of capital to shareholders if the company goes out of business.

Thursday, December 29, 2011

Basics Investing

How much investment is appropriate.
"Investment" is an important factor, especially if there is no money to invest, it can not be. The amount invested.As a starting point in the investment. Because of the savings or investment account for spending too much. May cause us to suffer from liquidity problems. Too much pressure on yourself.

While the allocation of money to invest too little. May impair your chances of getting a return as it should.
The money will be allocated for investment in the right proportions to make our investment is well-balanced.

Considerations in the allocation of funds for investment is to plan and manage as well as the basic load.
Financial and other aspects. They have done in my life before. Including ...

Reserves for emergencies.
The money that you should be excluded from income. I used to in an emergency. The financial expert.
Agree with that. We should have money to spare for emergency use. Equal to the monthly total.
3-6 months at least. For example. If we had cost around 10,000 baht per month, we should.
The provision of emergency savings of at least 30,000 to 60,000 baht, the money should be kept in the reserve.Form of savings with minimal risk. And high liquidity. It can be used to withdraw as soon as we want.
Deposited in a bank savings account, etc.

Wednesday, December 28, 2011

The target (Basics Investing Stock)

Basics Investing Stock : The target well. More than half the victory.
Before investing in any securities or assets. Investors should make it clear that the purpose of investment. Invest next to nothing. And how long it takes. In order to plan their investments and assets or securities. To invest appropriately.

The purpose of investing in four respects.


1. To increase the value of the investment.
Is to provide security. Or assets invested in, yet they increase the value of the investment over time by increasing the value will come from profitable.
(Capital Gain) on investment is significant.


2. To a regular income.
Is to receive a regular income from investments in securities or assets. They have invested most of their retirement goals. The investment for this purpose.

3. To protect the investment.
Is to secure their investments. And the value of money, after deducting inflation. To maintain the purchasing power of the same.

4. The total return.
Is to the risks and rewards of ownership. Investment is appropriate neutral targets in any one particular goal, but a combination of the above three goals.

In addition to the purpose of investment. Investors should consider. "Targeted investments" (Goal Achievement) that want to bring a return on investment to any And to do well. The planned investment in line with investment objectives and goals set out examples of which are targeted for investment are as follows.