Basics Investing Stock : Debt securities.

Debt securities.
Bond (Debt Instrument or Fixed Income Securities) is a financial instrument issuers, which is called. The borrower or debtor. A legal obligation to pay compensation in the form of periodic interest and principal or other benefits. In accordance with the instrument to the buyer, which is called. Lenders or creditors. When the agreed deadlines. The period of maturity of the bond will range from short-term (Not to exceed one year), medium term (one to five years) to long term. (Over five years), the debt capital markets are generally defined as securities that are redeemed more than one year or more. The buyer will receive compensation in the form of interest, discounts or other benefits that have been defined.
           According to the above definition, the ... "Debt" is a kind of financial instruments to make money (borrowers) and those who have money but want to return (the lender), bound together by the regulations. Specified in the contract bonds (Indenture) is a common rule. The bonds can also be changed in the secondary market is similar to trading shares on the Stock Exchange.

"Debt" is a broad term. It may be more familiar is the "bond" and "bonds" and are often used to call bonds debt securities issued by governments or enterprises. And is often referred to as the debentures issued by private companies. But in other countries use the term "Bond" for debt issued by both public and private sectors. In some cases, a "Debenture" When the debt has no collateral.

1. Valued at par (Par value).
Means the value that the borrower must pay back the bond holders. At the end of the 1,000 or 10,000 Baht
2. Interest rate (Coupon rate).
The interest rate that the Issuer has the obligation to pay the bond holder. The periodic interest payments over the life of the bond.
3. For the payment of interest (Coupon frequency).
Is the number of interest payments per year. Depending on the requirements of the issuer such as a semi-annual interest payments, etc.
4. Expiration date or maturity date (Maturity date).
The expiration date of the bond. The issuer must pay the last installment of principal and interest (if any) to shareholders.
5. The name issue (Issue).

Equity securities.

Basics Investing Stock : As an investment instrument

Equity (Equity Instruments) is the instrument that the Company issued to the holder (Holder) to raise funds to run the business. The shareholders' equity will be a. "Owner" which has an interest or right in property and income of the business. Including the opportunity to receive the dividend yield (Dividend), however, that the parties have obligations to pay dividends out of capital is always a decision to pay dividends will depend on the profits and the terms of the business. Basically, equity is divided into several types.

Common stock (Common Stock).
An equity instrument. Issued by companies to raise capital from the public. The shareholders will have the right to own a company. Have the right to vote at a meeting of shareholders in proportion to the shares in the co-decision makers in the key issue at a meeting of shareholders as a dividend recapitalization. Merger, etc..

In addition, shareholders are also entitled to receive dividends when the company is profitable. And have the opportunity to profit from the difference in price when the stock price increased by the potential of the company. To have the right to subscribe for new shares when the company increased capital or such warrants. To shareholders.

Preferred Stock (Preferred Stock).
An equity instrument holders have an owner, just like ordinary shares. The only difference is that the preferred shareholders of common stock are entitled to repayment of capital to shareholders if the company goes out of business.

Basics Investing

How much investment is appropriate.
"Investment" is an important factor, especially if there is no money to invest, it can not be. The amount invested.As a starting point in the investment. Because of the savings or investment account for spending too much. May cause us to suffer from liquidity problems. Too much pressure on yourself.

While the allocation of money to invest too little. May impair your chances of getting a return as it should.
The money will be allocated for investment in the right proportions to make our investment is well-balanced.

Considerations in the allocation of funds for investment is to plan and manage as well as the basic load.
Financial and other aspects. They have done in my life before. Including ...

Reserves for emergencies.
The money that you should be excluded from income. I used to in an emergency. The financial expert.
Agree with that. We should have money to spare for emergency use. Equal to the monthly total.
3-6 months at least. For example. If we had cost around 10,000 baht per month, we should.
The provision of emergency savings of at least 30,000 to 60,000 baht, the money should be kept in the reserve.Form of savings with minimal risk. And high liquidity. It can be used to withdraw as soon as we want.
Deposited in a bank savings account, etc.

The target (Basics Investing Stock)

Basics Investing Stock : The target well. More than half the victory.
Before investing in any securities or assets. Investors should make it clear that the purpose of investment. Invest next to nothing. And how long it takes. In order to plan their investments and assets or securities. To invest appropriately.

The purpose of investing in four respects.


1. To increase the value of the investment.
Is to provide security. Or assets invested in, yet they increase the value of the investment over time by increasing the value will come from profitable.
(Capital Gain) on investment is significant.

2. To a regular income.
Is to receive a regular income from investments in securities or assets. They have invested most of their retirement goals. The investment for this purpose.

3. To protect the investment.
Is to secure their investments. And the value of money, after deducting inflation. To maintain the purchasing power of the same.

4. The total return.
Is to the risks and rewards of ownership. Investment is appropriate neutral targets in any one particular goal, but a combination of the above three goals.

In addition to the purpose of investment. Investors should consider. "Targeted investments" (Goal Achievement) that want to bring a return on investment to any And to do well. The planned investment in line with investment objectives and goals set out examples of which are targeted for investment are as follows.

3, be prepared.

Will do anything to succeed. We have to prepare ... "Investment" is the same. Before you start investing in what is supposed to prepare ourselves to be ready to start with. 3, is the need to prepare for my wallet and prepare well.

"Ready" to be a good investment, by definition. "Targeted investment".
A clear investment goals is key to investment success. This will allow us to set clear targets for investment, the easier it is to invest a lot of choices. Investment without direction. Investment News. Flow may result in missed opportunities. For us to shame.

Initially, we should make it clear that targeted investments to investors.
So what? To estimate how much money? And the need to achieve that goal.
When? This may be invested in short-term (less than 1 year), medium term (1-5 years) or
Long-term (from 5 years old), depending on the needs of the individual. Some investors.
Short, to provide money for new cars down. Some medium-term investment to provide money to study abroad.Some people may need long-term investment to provide money to spend in retirement and so on.

And then the "conditions" in the investment that you bear all risks associated with it. I want a return. Return it. Or how much investment. Because of this I will answer as well as ... Kind of investment options that will suit you best.

In addition to increasing your knowledge to yourself. The study to understand the options that you invest. Whether it is a feature.
Risks and rewards of the assets to be invested.

Basics Investing Stock 03

Basics Investing Stock : Factor of success in investment.


1. Because a greater return on investment. It comes with more risks with them. Investors will be successful. It requires knowledge and discipline in investing. The knowledge and understanding of the assets or securities to investment risks, economic conditions. And related factors. This will help remove a major obstacle to investment. It is the knowledge and discipline.Immunity at best. Who protect us from greed and fear. And must always remember that. Investment risk. Investors should study well before investing.

2. The distribution of investment to build capital assets (Portfolio) will reduce the risk of investment, as well as if there are events that affect the profitability of the companies we invest in them. The company does not pay dividends. Moreover, stock price volatility. May result in a return on investment in securities that do not meet expectations.Large private companies, bonds and mutual funds, etc.

3. Investors should be aware that all returns. The price of an asset that investors are quite sensitive to the environment and quickly. Regular monitoring and review of the investment. It's essential to invest. Order to get a satisfactory return on a regular basis. We may have to break time each day to keep track of information, analysis or reporting.Interviews with individuals involved. In order to get information. Information will be helpful. Do not lose the opportunity to invest. And to provide timely response to situations that will affect investment.

I know before investing 02

Basics Investing Stock :  You are the kind of investment.
Research and Marilyn MacGruder Barnwall MacGruder Agency.
Classification of the level of risk that investors could be divided into two categories.
Basics Investing Stock :  You are the kind of investment.
Investors wait for the result (Passive Investor) to avoid the risk or the risk is not too much. We are investing through a professional investment management.

Investors look forward to the results (Active Investor) to see that there are always opportunities for investors. I like risk. Many investment management.
Their own.

I know before investing

Basics Investing Stock : the investment is.
"Investment" is that we spend in the form of cash. The aim will be.Return from spending it in the future. The Company believes that cash or rewards.The increase will be that night. Will be compensated time. The rate of inflation. And risks.May be well worth it. Or we could say that."Investment" means a savings in order to get higher returns. We must accept the risk increases as well. The decision to invest your savings. We must consider carefully. And research-related information as well. In order to get the expected returns and to reduce the risk of the investment.

In today's financial markets. Options for investment.To choose from. And financial assets.
(Financial Assets) of Bonds.Different types of equity mutual funds or tangible assets.
(Tangible Assets), such as gold, land, buildings, gem jewellery. A better understanding of the assets to be invested.It is important to us. Investing without knowledge. Or do not understand the risks and alternatives to invest enough. Investment, the risks are highest.

Basics Investing Stock :Why should we invest.
Investing in the right way and a better understanding correctly, it gives us the opportunity to generate higher returns and build wealth more quickly. Investment there.Diversification as well as minimize the risk of fluctuations in output, rather than receive. Thus contribute to achieve our financial goals faster.