Basics Investing

How much investment is appropriate.
"Investment" is an important factor, especially if there is no money to invest, it can not be. The amount invested.As a starting point in the investment. Because of the savings or investment account for spending too much. May cause us to suffer from liquidity problems. Too much pressure on yourself.

While the allocation of money to invest too little. May impair your chances of getting a return as it should.
The money will be allocated for investment in the right proportions to make our investment is well-balanced.

Considerations in the allocation of funds for investment is to plan and manage as well as the basic load.
Financial and other aspects. They have done in my life before. Including ...

Reserves for emergencies.
The money that you should be excluded from income. I used to in an emergency. The financial expert.
Agree with that. We should have money to spare for emergency use. Equal to the monthly total.
3-6 months at least. For example. If we had cost around 10,000 baht per month, we should.
The provision of emergency savings of at least 30,000 to 60,000 baht, the money should be kept in the reserve.Form of savings with minimal risk. And high liquidity. It can be used to withdraw as soon as we want.
Deposited in a bank savings account, etc.


For cost of living.
As directly related to your lifestyle and family, including food bills.Travel costs for apparel. The value of recreation is an important part not only because it is.The need for basic subsistence.

Debt burden.
As happened in the case of a loan. The financial obligation under the law that the borrower will be responsible.Without having to pay principal and interest under the conditions specified in the loan agreement. If we borrow money, and not practical.
Contract may be other problems. Subsequent to the seized property. The bankruptcy was filed and so on.

Security deposit.
As happens in case we need to be prepared to deal with uncertainty or losses that may occur.
In the future, such as life insurance money. Accident insurance. Health insurance as a part used for
Ensure life for both yourself and your family as well.

Money for future plans.
The other part is intended for various schemes. We expect it in the future. Depending on the situation.
Needs and the needs of our own money for such a study. Money for education.
Child's home or home renovation money for a down payment, etc. ... Of course, if we have a clear plan for these in mind.It should also be planning to make plans for that money. To finish first.

It is important that it should not have thought to use money earned from the investment. Used to deal with the financial burden of the above.Since any investment. It is uncertain is always latent. And we are faced with financial problems. The money is used. Investors should be "for the rest" after you have prepared the foundation for life. To deal with the burden.Finance other Is completed.